Banking and Finance

Our Banking and Finance team understand that you work in a diverse and challenging area, governed by a wide range of complex legislation. We are trusted advisors to local banks, investment banks, financial institutions, issuers, trustees, corporates and government organisations. Clients come to us for our technical and commercial expertise, where we work with you to deliver timely, innovative and practical solutions. Our expertise means we can design and implement complex structures, but we know when a simple solution is best.

Being part of the world wide MinterEllison Legal Group means that we are trusted advisors on a number of trans-Tasman and international financing deals, and we are well placed to manage simultaneous work streams across multiple locations.

"They are commercially aware and make the effort to know our business, and they bend over backwards to assist us." Chambers Asia Pacific

How we help

  • Asset finance
  • Corporate finance
  • Financial restructuring
  • Project finance
  • Regulatory issues
  • Structured finance

Who can help

Chris O'Brien

Partner - Banking and Finance

Chris is a banking and financial services legal expert with particular talent in advising banks, major corporates, and trustee companies on corporate finance, cross-border leveraged lease transactions, and retail debt offers.

Chris has wide experience advising banks, financial institutions and major corporates on the full range of financing transactions, including syndicated facilities, project finance facilities, acquisition finance facilities and working capital facilities as well as advising and assisting major corporates with the introduction of new corporate lenders.

Chris O'Brien

Partner


Banking and Finance
Wellington

P: +64 4 498 5133
M: +64 21 888 739
Email

Kate Lane

Partner - Banking and Finance

Kate is a banking and finance lawyer with specialist legal knowledge advising financiers, borrowers and other market participants across a broad range of areas, from institutional finance to consumer finance.

Kate Lane

Partner


Banking and Finance
Auckland

P: +64 9 353 9992
M: +64 21 610 860
Email

Lloyd Kavanagh

Chair and Partner - Financial Services

Chair of the MinterEllisonRuddWatts partnership and ranked Band 1 for Investment Funds by Chambers Asia Pacific, Lloyd is a highly regarded opinion-leader on financial services and an expert in corporate governance.

Lloyd is acclaimed by commentators and clients in international research publications.

In recognition for his work on financial markets law reform, Lloyd was made a Fellow of the Institute of Finance Professionals New Zealand Inc. (INFINZ), the first lawyer to receive the accolade. His expertise is proven by being the co-author of Morison’s Company and Securities Law and MinterEllisonRuddWatts’ Corporate Governance White Paper. Lloyd is also a former member of the New Zealand Securities Commission.

Lloyd advises institutions and boutiques on investment funds, equity and debt offerings, and managed investment schemes of all types, specialising in public offers, M&A, and restructuring projects. He advises on securities regulation including Financial Markets Conduct Act, Financial Advisers Act, AML/CFT, and directors’ duties.

Lloyd Kavanagh

Chair and Partner


Financial Services
Auckland

P: +64 9 353 9976
M: +64 21 786 172
Email

Michael Langdon

Partner - Banking and Finance

Michael is the national head of the banking and financial services team.

Michael’s expertise lies in banking, financial law, property development, construction finance, restructuring and insolvency. His experience spans domestic and cross-border financings (at both the senior and mezzanine levels) and he acts for local and international banks, mezzanine and other financial institutions, corporates and insolvency practitioners.  He also has experience in the construction, commercial property and agricultural industries.

Michael advises all of the major trading banks (on syndicated and bi-lateral transactions) and many of the mezzanine funders and developers on construction projects and property investments.

An acknowledged strategist and named as a leading insolvency and restructuring lawyer by international directories for his banking and finance work, Michael also advises his clients on restructuring and workouts, selling distressed debt and security, security enforcement and recovery strategies.

Michael advises directors (on issues relating to directors’ duties in a distressed context) unsecured creditors, corporate borrowers on all aspects of financings, insolvency and restructurings.

Michael Langdon

Partner


Banking and Finance
Auckland

P: +64 9 353 9981
M: +64 21 435 055
Email

Steve Gallaugher

Partner - Banking and Finance

A specialist banking and finance lawyer, Steve acts for major banks and corporates providing strategic advice on secured, unsecured, and subordinated debt facilities, acquisitions, corporate reorganisations/restructures, management buy-outs, and securitisations.  He is also well-known in New Zealand’s project and property finance sectors, and is recognised for acting on all the major government PPPs in New Zealand to date.

Steve Gallaugher

Partner


Banking and Finance
Auckland

P: +64 9 353 9949
M: +64 27 667 5546
Email

Tom Fail

Partner - Banking and Finance

With an extensive career in general banking, corporate finance and project finance matters, Tom provides advice to a number of industries including financial services, infrastructure, government as well as energy and resources.

Tom has led secured and unsecured syndicated lending, restructuring and acquisition, leveraged finance and project finance transactions. He is widely recognised for acting on all the major government PPPs and private sector project finance transactions.

Amongst his many accolades, Tom is named as a leading New Zealand lawyer for banking and finance in Chambers Global and the International Financial Law Review, and recognised by Who’s Who Legal for project finance and banking.

Tom Fail

Partner


Banking and Finance
Auckland

P: +64 9 353 9913
M: +64 21 966 835
Email

Tila Hoffman

Special Counsel and Business Transformation Manager - Banking and Finance

Tila is a lawyer with a wealth of experience across several practice areas, including banking and financial services, complex commercial and corporate transactions, property finance and project finance, as well as general commercial litigation.  She is in our Banking and Financial Services team and has a passion for transforming how legal services are delivered to our clients.

Before joining MinterEllisonRuddWatts, Tila was a senior legal counsel with Westpac New Zealand Limited and a corporate lawyer with Bank of New Zealand. Tila was also in private practice overseas.

Tila obtained a Doctor of Jurisprudence degree from the University of Houston and a Bachelor of Arts (Sociology) degree from Illinois Wesleyan University.

Tila Hoffman

Special Counsel and Business Transformation Manager


Banking and Finance
Auckland

P: +64 9 353 9803
M: +64 21 687 950
Email

Adrianne Reid

Senior Associate - Banking and Finance

Adrianne advises in a range of areas, including general corporate financing, property and construction financing, project finance, personal property securities issues, and recoveries, enforcement and insolvency issues. Adrianne has significant public sector experience, particularly in relation to advising the Crown on commercial undertakings. Adrianne also has experience advising on various aspects of taxation law, and a good general knowledge of the tax system.

Adrianne Reid

Senior Associate


Banking and Finance
Wellington

P: +64 4 498 5150
M: +64 27 487 3497
Email

Ian MacKenzie

Senior Associate - Banking and Finance

Ian specialises in banking and financial services.  Ian acts for senior and mezzanine lenders and borrowers on property acquisition and development facilities, and for both lenders and borrowers in relation to a full range of corporate debt facilities, including acquisition finance.  He also acts for lenders in the film finance and structured finance space, as well as acting for issuers in relation to debt capital markets transactions.

Ian advises a number of financial institutions and large corporates on regulatory compliance, with a particular focus on anti-money laundering, financial markets conduct, consumer credit and personal property securities regulation.

Ian is admitted in New South Wales and holds a current New South Wales practising certificate.

Ian MacKenzie

Senior Associate


Banking and Finance
Wellington

P: +64 4 498 5027
M: +64 27 703 0101
Email

James Dow

Senior Associate - Banking and Finance

James is a member of both our Banking and Construction teams. He has a projects, construction and general commercial background with extensive experience in the infrastructure and energy sectors both in New Zealand and the United Kingdom.

James has advised extensively on project documents and bankability issues and has an in-depth knowledge of the interface between different aspects of project procurement, construction and operation.

James’ experience has seen him act for a range of clients including sponsors, borrowers, lenders, operators and contractors in connection with a wide variety of complex projects, PPPs, acquisitions and divestments. James also has extensive general commercial experience having drafted and negotiated a wide range of commercial agreements from complex long-term arrangements through to standard form agreements.

James Dow

Senior Associate


Banking and Finance
Auckland

P: +64 9 353 9901
M: +64 27 201 9364
Email

Kate Jenkison

Senior Associate - Banking and Finance

Kate is a seasoned finance lawyer advising lenders and borrowers across a broad range of banking and finance matters. She started her career in Auckland before heading to the United Kingdom where she gained particular experience advising on property finance transactions.

Kate’s experience spans property finance, corporate finance, asset finance and syndicated lending transactions. Also, she regularly provides advice on regulatory and compliance issues in connection with securities law, financial services law and the Credit Contracts and Consumer Finance Act.

Kate Jenkison

Senior Associate


Banking and Finance
Auckland

P: +64 9 353 9788
M: +64 21 244 1075
Email

Marie Kissick

Senior Associate - Banking and Finance

Marie is a member of our banking and financial services team and acts for lenders and borrowers on a wide range of domestic and cross border financings.

Marie originally joined MinterEllisonRuddWatts in 2007 and returned to MinterEllisonRuddWatts after spending four years in the banking team at Norton Rose Fulbright LLP in London.

Marie has also gained a wide range of commercial experience from secondment opportunities in New Zealand and London.

Marie Kissick

Senior Associate


Banking and Finance
Auckland

P: +64 9 353 9755
M: +64 27 513 7531
Email

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