Our financial services team is at the forefront of development in this highly regulated and constantly changing sector.
We are regarded as opinion makers on new regulatory and market developments affecting the financial services sector such as the Financial Markets Conduct Act, the Anti- Money Laundering and Countering Financing of Terrorism Act (AML/CFT Act), and the guidance and approach of the Financial Markets Authority (FMA).
We regularly advise clients on financial services and regulatory compliance, including the new regulatory regimes created by the Financial Service Providers (Registration and Dispute Resolution) Act and the Financial Advisers Act, together with the prudential regimes for banks and non-bank deposit takers under the Reserve Bank of New Zealand Act, and life insurers and other insurance companies under the Insurance (Prudential Supervision) Act.
Who can help
Chair and Partner - Financial Services
Chair of the MinterEllisonRuddWatts partnership and ranked Band 1 for Investment Funds by Chambers Asia Pacific, Lloyd is a highly regarded opinion-leader on financial services and an expert in corporate governance.
Lloyd is acclaimed by commentators and clients in international research publications.
In recognition for his work on financial markets law reform, Lloyd was made a Fellow of the Institute of Finance Professionals New Zealand Inc. (INFINZ), the first lawyer to receive the accolade. His expertise is proven by being the co-author of Morison’s Company and Securities Law and MinterEllisonRuddWatts’ Corporate Governance White Paper. Lloyd is also a former member of the New Zealand Securities Commission.
Lloyd advises institutions and boutiques on investment funds, equity and debt offerings, and managed investment schemes of all types, specialising in public offers, M&A, and restructuring projects. He advises on securities regulation including Financial Markets Conduct Act, Financial Advisers Act, AML/CFT, and directors’ duties.
Partner - Financial Services
Jeremy is a specialist financial services and investment lawyer. He works with retail and wholesale fund managers (including KiwiSaver and superannuation), trustee companies, derivatives issuers, FinTech (including crowdfunding and peer-to-peer lending platforms), insurers and start-ups. He is also one of New Zealand’s leading lawyers advising on cryptocurrencies, initial coin offerings (ICOs) and digital tokens – working closely with the Financial Markets Authority and other regulators in relation to the treatment of coins, tokens, schemes and exchanges under New Zealand law.
Jeremy advises on all aspects of the Financial Markets Conduct Act 2013 (FMCA), in particular managed investment schemes and all required licences. He also advises on all other financial services legislation (including financial service provider registration, non-bank deposit takers (NBDTs), insurance prudential supervision, financial advice and broking).
Jeremy enjoys working with alternative assets and structures across private equity, venture capital, hedge funds, property investment vehicles, marinas and innovative platforms and products. He is a limited partnerships expert, having established numerous private equity and venture capital funds, including negotiating with significant cornerstone investors such as the New Zealand Venture Investment Fund (NZVIF), New Zealand Super Fund, ACC and Maori investors.
Jeremy also spent several years working in offshore funds for a major offshore law firm, and is admitted to the bar in both Guernsey and the Cayman Islands.
Partner - Banking and Finance
Chris is a banking and financial services legal expert with particular talent in advising banks, major corporates, and trustee companies on corporate finance, cross-border leveraged lease transactions, and retail debt offers.
Chris has wide experience advising banks, financial institutions and major corporates on the full range of financing transactions, including syndicated facilities, project finance facilities, acquisition finance facilities and working capital facilities as well as advising and assisting major corporates with the introduction of new corporate lenders.
Partner - Dispute Resolution and Litigation
Jane is an experienced litigator with particular expertise in banking and financial services litigation, class action disputes, complex contractual disputes, professional negligence claims and disputes involving issues of companies and securities law.
Jane has acted on large scale commercial disputes in New Zealand and internationally. She is experienced in managing complex, high-value disputes involving court proceedings, mediation and arbitration. She also offers commercially astute advice in order to avoid disputes and to resolve matters at an early stage.
Jane joined MinterEllisonRuddWatts in January 2017 from another major New Zealand law firm. Prior to that, Jane worked in the commercial litigation team at Allen & Overy, London. She also completed a Master of Laws at New York University on a Fulbright Scholarship and Hauser Global Scholarship. In the early part of her career, Jane was a Judge’s Clerk at the New Zealand Court of Appeal and worked as a junior barrister for David Goddard QC. She was the top graduating law student at Victoria University of Wellington. Jane is also a member of the New Zealand Law Society Law Reform Committee.
Special Counsel - Financial Services
Kara has more than 25 years’ experience as a commercial, banking, financial services, securities and insurance lawyer. She regularly advises on legal issues surrounding financial services regulation, insurance law, information technology, business ventures, capital markets, insolvency and general commercial law.
Kara advises on a range of business ventures, business structures, transactional advice, and governance issues, and on all aspects of banking and financial services transactions and regulation.
Kara’s hands-on pragmatic approach means she is often sought by organisations to provide special counsel.
Special Counsel - Financial Services
Shane has more than 25 years’ experience in the financial services area, with particular expertise in advising corporate trustees. He regularly advises licensed trustee companies on all facets of the corporate trustee role, including retail, wholesale, listed and un-listed debt issues, establishing and administering managed investment schemes and securitisation structures covering residential mortgage receivables, asset-backed receivables and motor vehicle receivables. Shane also advises on compliance issues arising under the Financial Markets Conduct Act 2013 and recently has assisted trustee companies with analysing (and submitting on) the new Trusts Bill.
Shane is a Special Counsel in our managed funds team, having joined us in mid-2016 from Guardian Trust where he was Head of Legal – Corporate Trusts. Shane joined Guardian Trust after 23 years at another national law firm, where he was Special Counsel from 2008 to 2015.
Shane is recognised by the New Zealand market as one of the market-leading corporate trustee lawyers, with excellent and long-standing relationships with each of the licensed supervisor/trustee companies: Guardian Trust, Covenant, Public Trust and Trustees Executors.
Senior Associate - Financial Services
Andrew is a Senior Associate in the Banking and Financial Services Team. Andrew is a financial services specialist and has broad experience in all areas of New Zealand’s capital markets, with a particular expertise in financial services regulation, funds management, private capital raisings, stock exchange rules and listed financial products. Andrew has worked with many of New Zealand’s major financial institutions assisting with reviewing and drafting offer documents, trust deeds, investment management agreements and other capital markets documentation as well as advising on a range of issues related to offering securities and operating financial services or financial advisory businesses in New Zealand. Andrew has previously worked in‑house at NZX in New Zealand and the London Stock Exchange.
Senior Associate - Banking and Finance
Ian specialises in banking and financial services. Ian acts for senior and mezzanine lenders and borrowers on property acquisition and development facilities, and for both lenders and borrowers in relation to a full range of corporate debt facilities, including acquisition finance. He also acts for lenders in the film finance and structured finance space, as well as acting for issuers in relation to debt capital markets transactions.
Ian advises a number of financial institutions and large corporates on regulatory compliance, with a particular focus on anti-money laundering, financial markets conduct, consumer credit and personal property securities regulation.
Ian is admitted in New South Wales and holds a current New South Wales practising certificate.
Senior Associate - Financial Services
Maria is a Senior Associate in the Banking and Financial Services team, and is a financial services specialist. She has particular expertise in financial services regulation, assisting with reviewing and drafting offer documents, trust deeds, custody agreements and investment management agreements. She also advises on a range of issues related to offering securities and operating financial services or financial advisory businesses in New Zealand.
Maria works with retail and wholesale fund managers, trustee companies, insurers and other major financial institutions, advising on all aspects of the Financial Markets Conduct Act 2014 (particularly in relation to discretionary investment management services and managed investment schemes), the Insurance (Prudential Supervision) Act 2010, as well as financial advice and broking services regulation.
Maria started her legal career with Chapman Tripp, before working in offshore funds and banking for a Guernsey law firm. Returning to New Zealand at the end of 2016, Maria joined our firm in August of that year.