Insurance

Our dedicated insurance team has significant international experience in the insurance industry. Our clients include major insurers and brokers, government entities, companies and individuals.

We provide a full range of cost-effective legal services, bring industry understanding to the challenges our clients face, and keep our clients at the forefront of relevant legal and regulatory changes.

We can advise you on your ‘front end’ needs, including policy drafting and advice, corporate advisory, reinsurance and agency agreements.

We are also experienced in bringing and defending litigation relating to complex and high value insurance issues. We advise on claims relating to professional indemnity, directors and officers liability, reinsurance, general public liability, product liability, statutory liabilities, and property damage.

We are actively involved in current issues such as drafting new forms of policy for major insurance, cyber insurance and warranty insurance claims.

"They are a standout firm developing a strong insurance practice and thought leadership in insurance." Chambers Asia Pacific

Recent work

Medical Assurance Society New Zealand Limited (MAS) LitigationRepresented MAS in the High Court and in the Court of Appeal on two issues: whether an insurer is obliged to pay all reinstatement costs up front, or whether it is entitled to wait until the costs are incurred; and whether restoring to a “substantially as new” standard means the standard of the particular insured building when it was new, or to the standard of a new building, built today.

HSBC Litigation Acted for HSBC in the High Court in bringing a negligence claim against valuers who undervalued a security property.

Canterbury Earthquake Recovery Authority (CERA) Lead the recovery effort following the Christchurch earthquakes and advised CERA in placing and finalising their insurance broking and insurance arrangements for the multi-billion dollar Anchor Projects rebuild in Christchurch –New Zealand’s largest value and most complex insurance placement.

Who can help

Andrew Horne

Partner - Dispute Resolution and Litigation

Andrew specialises in commercial litigation and dispute resolution and leads our insurance practice. He has particular expertise in commercial and contract disputes, corporate and regulatory issues, financial services, insurance, technology and telecoms.

Andrew has acted for major listed companies and financial institutions in New Zealand and around the world. He is experienced in managing complex, high-value disputes, including taking cases to trial and resolving disputes through mediation. He also helps clients avoid disputes by resolving issues at an early stage.

Andrew began his career as an associate lawyer in MinterEllisonRuddWatts’ dispute resolution team before spending nine years with Clifford Chance in London, the last three as a Partner, where he specialised in commercial disputes with a particular focus on corporate, financial services and technology litigation.

Since his return to MinterEllisonRuddWatts in 2009, Andrew has been recognised as a leading individual in Chambers Global and Chambers Asia-Pacific.

Andrew Horne

Partner


Dispute Resolution and Litigation
Auckland

P: +64 9 353 9903
M: +64 21 2451 545
Email

Jeremy Muir

Partner - Financial Services

Jeremy is a specialist financial services and investment lawyer. He works with retail and wholesale fund managers (including KiwiSaver and superannuation), trustee companies, derivatives issuers, FinTech (including crowdfunding and peer-to-peer lending platforms), insurers and start-ups.  He is also one of New Zealand’s leading lawyers advising on cryptocurrencies, initial coin offerings (ICOs) and digital tokens – working closely with the Financial Markets Authority and other regulators in relation to the treatment of coins, tokens, schemes and exchanges under New Zealand law.

Jeremy advises on all aspects of the Financial Markets Conduct Act 2013 (FMCA), in particular managed investment schemes and all required licences. He also advises on all other financial services legislation (including financial service provider registration, non-bank deposit takers (NBDTs), insurance prudential supervision, financial advice and broking).

Jeremy enjoys working with alternative assets and structures across private equity, venture capital, hedge funds, property investment vehicles, marinas and innovative platforms and products. He is a limited partnerships expert, having established numerous private equity and venture capital funds, including negotiating with significant cornerstone investors such as the New Zealand Venture Investment Fund (NZVIF), New Zealand Super Fund, ACC and Maori investors.

Jeremy also spent several years working in offshore funds for a major offshore law firm, and is admitted to the bar in both Guernsey and the Cayman Islands.

Jeremy Muir

Partner


Financial Services
Auckland

P: +64 9 353 9819
M: +64 21 625 319
Email

Kara Daly

Special Counsel - Financial Services

Kara has more than 25 years’ experience as a commercial, banking, financial services, securities and insurance lawyer. She regularly advises on legal issues surrounding financial services regulation, insurance law, information technology, business ventures, capital markets, insolvency and general commercial law.

Kara advises on a range of business ventures, business structures, transactional advice, and governance issues, and on all aspects of banking and financial services transactions and regulation.

Kara’s hands-on pragmatic approach means she is often sought by organisations to provide special counsel.

Kara Daly

Special Counsel


Financial Services
Wellington

P: +64 4 498 5008
M: +64 27 450 0693
Email

Neil Millar

Partner - Corporate and Commercial

Neil has broad corporate and commercial experience, in particular in the mergers and acquisitions and private equity area. He is also the leader of the firm’s privately-owned business team, responsible for the delivery of commercial services to our owner-operator clients.

With extensive and international experience, Neil advises on all aspects of mergers and acquisitions and private equity, business sale, commercial and business transactions for a range of private equity players and corporate, SME and start up companies. He also advises on practical governance issues, director responsibilities and strategic issues for his clients.

Neil is also a specialist in the field of warranty and indemnity insurance, providing in-market assistance to a number of the key insurers and assisting buyers and sellers with advice in connection with policies and claims.

Neil Millar

Partner


Corporate and Commercial
Auckland

P: +64 9 353 9977
M: +64 21 495 565
Email

Richard Gordon

Partner - Dispute Resolution and Litigation

Richard is a highly experienced civil and commercial litigator. In addition to his expertise in the resolution of commercial disputes, he has a particular background and experience in banking and securities law and insolvency. Richard has appeared as counsel in a large number of defended hearings in the District Court, High Court and Court of Appeal. As a member of MinterEllisonRuddWatts Band 1 Insolvency team, he is a well-known and trusted advisor to trading banks and key New Zealand insolvency practitioners.

Richard has acted on some of the most significant corporate insolvency cases in recent years, including for the receivers appointed to Capital + Merchant Finance, and for the Crown (Secretary to the Treasury) for various disputes arising out of the collapse of South Canterbury Finance and the wider Crown Deposit Guarantee Scheme (including pursuit of recovery of transferred assets from the Hubbard family).  A particular niche insolvency expertise of his is advising on voidable transaction claims, where amongst many other cases Richard has been the successful counsel in two of the most significant precedent-setting Court decisions of recent time – Timberworld v Levin and Ebert Construction v Sanson.

Other decided commercial cases Richard has argued include for breach of contract, professional negligence, Fair Trading Act and Companies Act actions, and a broad spread of general property and insurance disputes.  For examples see Sinclair v New Zealand Racing Board, Svitzer Salvage v Z Energy Limited, Hydro Developments v Coll and Tiroa E and Te Hape B trusts litigation (the Crafar farms/OIO judicial review proceeding).

Richard also acted for the Ministry of Education in successfully pursing its $200 million insurance claim for school buildings damaged by the Canterbury Earthquakes.

Being a litigator is about more than arguing the legal issues and Richard prides himself on his ability to build meaningful business relationships with his clients, and his reputation for providing pragmatic and results-focused advice.

Richard Gordon

Partner


Dispute Resolution and Litigation
Wellington

P: +64 4 498 5006
M: +64 27 705 5113
Email

Stacey Shortall

Partner - Dispute Resolution and Litigation

Stacey has over 20 years of experience successfully representing financial institutions, other corporate clients, public sector entities and directors and officers in significant litigation and regulatory matters. She has advised in complex disputes and investigations involving contractual breaches, the exercise of statutory powers, misleading statements and omissions, insurance cover, fraud, accounting improprieties, bid-rigging, money laundering, tax abnormalities, health and safety violations, fair trading concerns, construction issues, food safety and medical matters.

Stacey has substantial trial and appellate experience. She returned to the firm in 2010 after spending 11 years working for top litigation firm Paul Weiss Rifkind Wharton & Garrison LLP in New York (selected as the best litigation firm in the United States by The American Lawyer in 2006).

Stacey has been recognised by international legal research directories as a leading lawyer and was named in the Legal Media Group Rising Stars 2015 guide (an international publication that identifies “the brightest young talent”). She also was named in the NZ Lawyer 2015 Hot List.

Stacey co-authored the 2016 Thomson Reuters book Health and Safety at Work in New Zealand: Know the Law, which covers all the essential elements of the new health and safety Act, the legal framework and policy background, while also discussing relevant cases from New Zealand and Australia.

Under the “WHO DID YOU HELP TODAY” social movement she founded, Stacey has also developed Homework HELP Clubs around New Zealand (a weekly programme that partners businesses or organisations with low decile primary schools), the Mothers Project (a prison programme to help jailed mothers maintain meaningful connections with their children) and HelpTank (a skilled volunteering digital platform).

Stacey Shortall

Partner


Dispute Resolution and Litigation
Wellington

P: +64 4 498 5118
M: +64 21 246 3116
Email

Zane Kennedy

Partner - Dispute Resolution and Litigation

Zane is an experienced advocate and trial lawyer who regularly argues cases against Queens Counsel.

He has particular expertise in contract, financial services, intellectual property and insurance litigation.

Zane is also experienced in alternative dispute resolution processes including mediation and arbitration.

He has been recognised as a leading litigator in The Legal 500 every year from 2010 and in Chambers Asia-Pacific and Chambers Global every year from 2011.

Zane Kennedy

Partner


Dispute Resolution and Litigation
Auckland

P: +64 9 353 9893
M: +64 21 350 660
Email

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